Have You Had Your Insurance Claim Denied

Rejected Claims

Nothing can be more frustrating than paying your insurance premiums religiously and your claim is rejected when a situation arises that is covered by your policy. You may need to get a legal adviser, but never take the rejection as the end of everything.insurance claim denial

Re-examine your policy

Insurance providers revise their policy terms and conditions. However, your insurer should always inform you in writing of any changes or revisions of policies that may affect the coverage you have taken.

If they have revised the terms and conditions without formally informing you, inform them of their failure to do so. If the rejection was based on such revision and you were not informed, you have a case to settle with them.

Should your insurer base their rejection on policy other than the one you are holding, you can easily rectify the mistake by informing them of their oversight. You can accomplish this by requesting a copy of the policy on which they based their rejection and comparing it with the policy you own.

No insurance company wants to go to court for blunders they have committed and will readily take steps to rectify their mistakes.

Determining the exclusion policies

There are exemption policies that make some claims void. If the rejection of your claim is based on some idea that your claim is covered by one of these exclusion policies, you should make sure that you are able to determine what kind of policy they are referring to.

You should conduct meticulous scrutiny of this policy.  If you find evidence that leads you to believe that your case should not be rejected, you should take action.

Contact the insurance company and inform them that you want to appeal your case. At this point, you might need to find a lawyer to represent you and prove the validity of your case.insurance claim

Determine who is at fault

In an accident, no matter the outcome and regardless of your condition, it is crucial to determine who caused the accident. This is very important if it is proven that the accident was caused by a person other than yourself or by an act of nature. The insurance company has no reason to reject your claim.

If you can prove that the accident was not in any way caused by you or negligence on your part, you may be able to establish that the rejection of your claim is unfounded.

You should not do it on your own

Whether we admit it or not, when it comes to insurance claims, proving that you have the right to plead the case or that you are not guilty of a particular misdeed can be very daunting. Doing it on your own, especially when you are dragged into court, is simply impossible. Thus, you need to seek legal help. Find a lawyer who is reputable and can represent you to reverse your rejected claim

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Pest Control: Cockroaches

Cockroach Control

General Information about Cockroaches

Cockroaches pose a serious threat to human health. They emit allergens that worse asthma symptoms and transmit pathogens that may lead to diseases and ailments. Cockroaches are also loathed by people and invoke a stigma that creates the perception that infested homes and businesses are dirty and disgusting. Also, they reproduce quickly (30-40 nymphs every 80 days) and leave feces in corners, cracks, and crevices.

The Cure-

Baits: We apply baits that are carefully placed in areas that people cannot access (unless purposely done so). Baits use the “domino effect,” a delayed action kill that allows foraging cockroaches to take bait back to the colony- wherever it may be hidden. The residual effectiveness last up to one year unless all the bait is consumed. Baits are the idea choice due to their effectiveness and the ability to be placed in sensitive areas.

Residual Contact Sprays-

We apply residual contact sprays that can be used as crack and crevice, spot or broad cast applications indoors and around the outside of structures. They are also broad spectrum and will control a wide variety of pests including the targeted cockroach.

Pest control - roaches
Macro of cockroach insects of the order Blattodea. Cockroach is carrier of Bacteria, Birus, Protozoal infections and Fungus.

Dusts-

Insecticide dusts are effective tools that provide excellent penetration into cracks, crevices, and large voids. Dust applied properly in a thin layer will deliver a long, effective residual, even on porous surfaces, and make harborages uninhabitable by cockroaches for long periods of time. More information here @ https://jenkinspest.com/pest-control/roaches/

ranules-

A broad spectrum granular contact product is also an effectively solution for wide open spaces outdoors with visible cockroach activity, as well as hard-to-reach areas at the base of thick ground cover around the perimeter of structures.
AMERICAN COCKROACH
Appearance:

The largest of the common cockroach species, about 1-1/2 inches long; reddish-brown wings with light markings on thorax.
Habits:

Very aggressive; prefer warm, damp areas; more likely to be seen in daytime and outdoors than other species; fly more readily than other species.
Diet

Scavengers; feed on a variety of foods; prefer decaying organic matter.
Reproduction:

Female needs to mate only once to produce many egg capsules; each capsule contains an average of 13 eggs; nymphs molt 13 times, in about 600 days, before reaching maturity; can live up to 15 months.
Other Information:

Have shown a marked attraction to alcoholic beverages, especially beer; also known as the water bug.roach control

Brownbanded Cockroach
Appearance:

About 5/8 inch long; wings have two brownish-yellow bands.
Habits:

Nocturnal; can fly; may be found throughout any structure, but prefer dry, warm areas, high locations, and inside furniture.
Diet:

Scavengers; eat a variety of foods, but prefer starches.
Reproduction:

Female carries egg capsule for 24 to 36 hours, then attaches it underneath or on the side of a protected surface; capsules contain an average of 18 eggs; nymphs reach maturity in an average of 161 days;
adults live up to 10 months.
Other Information:

Sometimes confused with German cockroach; frequently transported in furniture; not as dependent on moisture as other species.
German Cockroach
Appearance:

About 5/8 inches long; light to medium brown, with two dark longitudinal streaks on the thorax.
Habits:

Nocturnal; most common urban cockroach; often found around buildings; can be found outdoors during warm months.
Diet:

General feeder; particularly attracted to fermented food.
Reproduction:

Females produce one egg capsule every 20 to 25 days; each capsule contains from 18 to 48 eggs; newly born become adults in as little as 36 days; adults can live up to one year.
Other Information:

Often found aboard ships; widest distribution of all roaches in U.S.
Oriental Cockroach
Appearance:

Dark brown, about one inch long.
Habits:

Common outdoors; tend to live near the ground and in warm, damp areas; most often found indoors in high moisture areas, particularly basements and ground-floor storage areas.
Diet:

Scavengers; often eat decaying organic matter; prefer starches if available.
Reproduction:

Egg capsules contain 16 eggs; female will produce an average of eight capsules; nymphs go through seven molts before becoming adult, in about a year; adults can live up to 180 days.
Other Information:

Known also as water bugs or black beetles; more sluggish than other species; give off distinctive unpleasant odor. Find great information about pest control here @ https://jenkinspest.com/

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